Quick Funding Solutions for Business Owners

Who Can Avail:

• Any business owner seeking financial support to grow or manage their business.

Type of Funding:

• Term Loan: For long-term financing needs.
• Dropline Overdraft: Flexible credit facility for short-term working capital requirements.

Amount Range:

• From Rs 10 Lacs to Rs 10 Crores.

Rate of Interest:

• Starting from 14%.

Processing Time:

• Funds can be availed in just 24 hours.

At Lavika Financial Services, we recognize the vital role healthcare professionals play in our society. Our specially designed doctor loans are crafted to support your professional and personal goals, helping you achieve your dreams with ease.

How Our Doctor Loans Can Help:

• Opening Your Own Clinic: Secure the funding you need to establish and grow your own medical practice.
• Upgrading Medical Equipment: Invest in the latest technology and equipment to enhance your practice and provide top-notch care.
• Pursuing Higher Education: Finance advanced studies and training to further your medical expertise and career prospects.
• Managing Day-to-Day Operational Expenses: Ensure smooth day-to-day operations with financial support for routine expenses.

Our goal is to provide you with the financial tools necessary to advance your career and improve your practice. Contact us to learn more about how our tailored doctor loans can assist you in achieving your professional aspirations.

Personal Loans for Salaried Individuals

Need funds for personal expenses or to fulfill your dreams? At Lavika Financial Services, we offer tailored personal loans specifically for salaried individuals.

Key Features:

• No Collateral Required: Avail of a loan without needing to pledge any property.
• Flexible Use: Perfect for personal expenses, achieving your dreams, or other financial needs.

Contact us today to explore how our personal loan solutions can help you reach your goals with ease and convenience.

Unlock the value of your property with our Loan Against Property (LAP) solutions. Designed to provide substantial funding, our LAP services cater to various business needs.

Key Features:

• High Funding Amount: Avail up to 80% of your property’s value.
• Competitive Interest Rates: Rates starting from just 9% with nil processing fee.
• Flexible Funding Range: Loans from Rs 25 Lacs to Rs 50 Crores.
• Extended Tenure: Enjoy a higher loan tenure of up to 15 years.
• Flexible Formats: Available as a term loan or dropline overdraft.
• Property Types Accepted: Includes legal issues and gram panchayat properties.
• Fast Processing: Quick disbursement within 7 days.
• Debt Consolidation: Reduce your EMIs by consolidating existing debts.

Leverage the value of your property to meet your business needs and financial goals. Contact us today to learn more about our LAP offerings and how they can benefit you.

Make Your Dream Home a Reality with Our Hassle-Free Home Loans

Owning a home is a cherished dream for many. At Lavika Financial Services, our streamlined home loan solutions are designed to turn that dream into reality with ease.

Key Features:

• Fast Disbursement: Get your funds quickly with a 5-day disbursement turnaround time.
• Attractive Rates: Enjoy excellent rates starting from just 8.4%, with interest charged based on the balance in your savings account.
• Loan Top-Up: Reduce existing loan rates and get a top-up on your current loan at a lower rate.
• Flexible Use: Use the funds for renovation or redevelopment of your property.
• No Processing Fee: Benefit from a nil processing fee.
• Periodic Interest Review: We regularly review interest rates to ensure you get the best deal.

Our goal is to make homeownership and property improvements as accessible and affordable as possible. Contact us today to learn more about our home loan options and how we can help you achieve your goals.

Comprehensive Collateral Funding and Financial Services

At Lavika Financial Services, we offer a range of funding solutions to support your business needs, with expert advice and flexible options tailored to your requirements.

Collateral Funding:

• High Coverage: With collateral funding, you can leverage 20-50% coverage. For instance, with Rs 100 in collateral, you can secure up to Rs 500 in funding.

Additional Services:

• Financial Advice: Receive expert guidance to maintain healthy books of accounts and ensure financial stability.
• Restructuring of Collaterals: We assist in restructuring collaterals, including the release of extra properties, to optimize your asset utilization.
• CGTMSE Funding: Access up to Rs 5 Crores under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) scheme.
• Promoter Funding: Secure capital infusion through promoter funding to boost your business growth.
• Export and Import Facilities: Explore various lines of facility designed to support your export and import activities.

Our goal is to provide you with the financial tools and advice necessary to drive your business forward. Contact us to learn more about how our services can benefit you.

Specialized Loans for Machinery and Equipment

Looking to upgrade or purchase new machinery and equipment? Our tailored loan offerings are designed to provide the financial support you need to enhance your business operations and productivity.

Key Features:

• Collateral-Free Loans: Access loans with just 25% Fixed Deposit (FD) required, eliminating the need for additional collateral.
• Flexible Loan Amounts: Obtain term loans ranging from Rs 50 Lacs to Rs 50 Crores, catering to various scales of projects.
• Versatile Use: Ideal for all types of expansion projects or new ventures requiring machinery and equipment.

Empower your business with the right equipment and machinery to drive growth and efficiency. Contact us today to explore how our specialized loans can meet your needs.